Samuel, a proprietor of an online audio equipment shop, has many clients in the United States and China. The recent epidemic incident has induced an increase in online shopping, and its business should have increased instead. However, due to sea freight restrictions on logistics, which triggered difficulties in his business capital. Samuel was trying to borrow from banks but failed since a lot of banks refused to provide loans to SMEs in online businesses. Fortunately, he did apply for a corporate loan at WonderLend Limited. WonderLend has a more flexible approval standard, which is based on every customer’s need. At the end, Samuel’s business was able to survive the logistic crisis with the capital borrowed from WonderLend Limited.