Mr. Ho is a language teacher at a secondary school with a monthly salary of HK$50,000. He consistently utilizes credit card and cash to settle daily expenses. Mr. Ho feels stressed due to the surcharge of overdue salaries tax and credit card payments in April 2020. Fortunately, he successfully applied for WonderLend debt consolidation service at the amount of $220,000. He doesn’t need to worry about the late payment anymore.